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Nidhi Company

Promote community savings and secure lending through a trusted mutual benefit company.

A Nidhi Company is a Non-Banking Financial Company (NBFC) registered under Section 406 of the Companies Act, 2013 and governed by the Nidhi Rules, 2014. Its core purpose is to encourage savings among its members and provide secured, low-interest loans to them. Based on the principles of mutual benefit and trust, a Nidhi Company offers a simple, community-focused financial model ideal for small-scale credit and savings activities.

  • Cost-effective efficiency and timeliness 
    T&C*

    Terms & Condition*

    • Total payment may vary depending on government fees and the entity of the company.
    • Downtime on the government portal may cause work delays.
    • Documents should be appropriate as per the requirements.
    • Documents must be provided in time to avoid delay.
  • Professional and experienced team
  • Online & Offline Services Available
  • Hand holding post services
Required Documents for apply
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A Nidhi Company Is A Public Limited Company Which Is Formed With A Sole Purpose Of Accepting Deposit And Lending Money Only To Its Members. It Is Also An Non Banking Financial Company (NBFC) Which Has Been Exempted From The Provisions Of RBI.

  • A Nidhi Company That Has To Be Incorporated Under This Act Shall Be A Public Company
  • It Must Have A Minimum Paid Up Equity Share Capital Of Rs.5,00,000/-
  • There Will Be No Issuances Of Preference Shares. If Such Shares Had Already Been Issued By A Nidhi Company Before Commencement Of This Act, Such Preference Shares Are To Be Redeemed In Accordance With The Terms Of Issue Of Such Shares
  • The Objective Of Such A Firm Would Be To Imbibe In The Members A Habit Of Thrift And Saving And The Services Would Only Be Restricted To Its Members.
  • The Name Must Have Nidhi Limited

  • Can Accept Deposits
  • Less Capital Required
  • Base To Establish NBFC
  • Best To Finance Business

  • Cannot Run Micro Finance
  • More Restriction On Business
  • Cannot Invest In Any Company
  • No Advertisement Allowed
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